Runway

Your money on one line, from today to retirement.

Runway is a UK planner for your net worth and the age you could stop work. Add your savings, investments and pensions by hand. Every figure stays encrypted on your phone.

Example figures, made up. Runway draws this line from the balances you enter.

Three places your money can be.

Each one has its own colour, on the line and in every chart, so you can see which pot pays for which years.

  • Invested

    ISAs, LISAs and other investments.

  • Cash

    Current accounts, savings and bonds.

  • Pension

    Workplace or personal, locked until 57.

Look inside.

Overview, insights, retirement, accounts, UK tax, buying a home, budget and bills. Scroll sideways to see each screen.

Overview: net worth, predicted retirement age and the line from today to State Pension. Insights worked out from the figures entered. Retirement screen: change the plan and see the retirement age move. Accounts list: cash, investments and pensions, entered by hand. UK tax and allowances: take-home pay, ISA and pension allowances. Home planner with Bank of England mortgage rates. Monthly budget. Bills shown on a ring chart.

What you can do.

  • See the years before your pension unlocks, and how your savings cover them
  • Change your plan and see the retirement age move, then undo it
  • Get short insights from your own figures, such as “£100 more a month would move your retirement age from 53 to 52”
  • Check UK take-home pay, ISA and pension allowances, and savings tax
  • Plan a monthly budget and list your bills: rent or mortgage, Council Tax, energy and water
  • Choose which cards your Overview screen shows, and in what order

Private by design.

Runway has no server for your figures and cannot see them. Read the privacy policy for the detail.

  • No account and no sign-in
  • Your figures stay on your phone, encrypted
  • Runway never asks for bank logins, PINs or card numbers
  • Lock the app with Face ID, your fingerprint or your phone passcode
  • Move to a new phone with an encrypted backup file and your recovery code
  • No ads and no tracking

Free, with an optional Runway Plus.

You pay only if you choose to. The app shows the price, and the length of any free trial, before you buy.

Free, and it stays free

  • Enter and view your own figures
  • Back up and export them
  • Delete them

Runway Plus adds

  • Save and compare up to 12 named plans
  • Plan a home: mortgage maths, purchase tax and live UK lending rates
  • Your own goals, with a celebration for each one

Monthly, yearly or a single lifetime purchase. Subscriptions renew until you cancel in your store account. See the terms of use.

A calculator, not advice.

Runway does the sums from the figures you enter. It gives estimates, not financial advice, and it is not authorised by the Financial Conduct Authority. Returns are not guaranteed.

Runway is for the UK. It is not in the App Store or Google Play yet, and this site does not take payment or collect a waiting list.